Optimal Blue integrates VantageScore 4.0 into pricing, hedging and trading workflows
VantageScore 4.0, the credit scoring model that Fannie Mae and Freddie Mac are transitioning to for agency mortgages, is now integrated into Optimal Blue’s end-to-end capital markets platform, the companies announced Thursday. The integration makes VantageScore 4.0 available across Optimal Blue’s pr
America at 250: Property rights remain the foundation of the American dream
George Washington is credited with saying, “Freedom and property rights are inseparable. You can’t have one without the other.” As America reflects on 250 years of independence, the sentiment feels as relevant as ever. Property rights are not an abstract legal concept. They are the foundation of ec
The hidden housing multiplier: Why one better buyer match can unlock the next listing
Everyone agrees that housing has a supply problem. But the industry measures supply mainly by counting units and listings, while nearly everyone surrounding a housing transaction earns revenue from movement: applications, showings, contracts, loans, inspections, appraisals, title orders and closings
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